Since its beginning in 1999, PNM, or PT Permodalan Nasional Madani, has strived to serve Indonesia’s population by utilising their specialised skills and services for the greater good. The local state-owned financial institution provides lending programmes, business coaching, and business support to underprivileged entrepreneurs who run micro, small and medium enterprises. Today, PNM is the largest micro-lending firm in the world and still focuses on providing financial and intellectual support to small businesses. Their most successful programmes target specific demographics, such as female business owners, and have inaugurated an invigorated era of women-led entrepreneurs far and wide throughout Indonesia.
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